What is Real Money

what is real money

What is Real Money



Fantastic how scared people can become of real money. What is the secret to happiness with real money? How can real money be good and not evil? Is real money dirty? Is money the root of all evil? How can we get around the feelings which block us from real money? Do we really need money? Feel good about real money.


Amazing Feelings about Real Money


It is amazing how we dislike making money.

Money is the root of all evil.

We know money is dirty.

Money is dirty.

Wanting money is immoral.


real money


Where did this Evil Thing, “Money,” Come From?



what is real money


Before money, people swapped or bartered things: 


  • a duck for a bushel of corn.
  • A spade for a pair of woven baskets.
  • 2 carrots and a 6 eggs for a lesson in how to read.
  • 2 pints of milk for an afternoon helping milk the cows.


We happily swapped something we had for something we needed, even when the swap included something less physical, like time or a lesson.


We paid for what we had in our own goods or time.


This limited us to the things we produced or could offer personally to be able to “buy” things.


We needed to find something which we could value to be able to have an interim barter.


E.G. everyone knows shell are good so we swap our half a pig for 20 shells.


We can use 5 shells for buying beans and save 15 for later.


real money



Real Cows, Real Shells, and I.O.U.s




what is real money


Of course sometimes in more modern societies, we are decided swapping beans for cows was not easy if you have no-where to put the cows. Writing an I.O.U. became another means.


“I owe you 10 cows.” Is easier to store than 10 large hungry cows.


Of course, there was a time before paper: scratching in a clay tablet or using fragments of metal like copper, silver or gold.


Many different things have been used as currency over the centuries: gold, weapons, food,


Coins were used since melting, squashing and stamping a piece of semisoft metal gave some sense of value to the transactions.



The Problem With Gold and Coins for Money


Imagine you are a rich merchant sending 3 ships to sail to the other side of the world to buy spices or silk or antiquities. You calculate how many coins your fleet will need including their need to buy food and ship repairs. You calculate that you need 35 tons of coins. Oops! That is another shipload of coins. What happens if your ship, loaded with coins, sinks?


what is real money


The Chinese appear to have come up with the idea of paper money. Paper money is a kind of IOU. IOUs need to be trusted so in the beginning, it was banks and governments that issued them.


Here we are back with the concept of bartering. Goods for I.O.U.s, and I.O.U.s for goods.


It is certainly easier than transporting weapons, cows or barrels of corn.


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What is Money Really?


  1. A form of convenient bartering.
  2. An agreed value of intermediate bartering.
  3. A way to exchange goods internationally.
  4. A way to exchange goods or services without having to transport and store large quantities of gold, cows, weapons etc.


Money is an important part of our lives and difficult to avoid, so why do we beat ourselves up over it?


The Secrets of Money


Here is my personal opinion of where we go wrong:


We are told that money is evil, money is dirty and wanting money is evil.


So we end up avoiding really thinking about the money and really accepting it as an integral part of our lives.


How many people believe food and clothing are evil?


The end result is we do not focus on money and pro-actively controlling it. We choose what food to eat and decide ourselves what clothes to wear, why do we avoid paying attention to money?


I believe that is at the root of why we have developed societies which are debt driven. We function with debt but do not control it because we ignore it. ~We do not like to accept that debt is real because it involves money.


Remember “money is evil” and yet we cannot function without it?


It creates a dilemma in our brains that is emotionally challenging.


real money


What Can We Do to Change the Way We Think About Money?


Now we come to the kernel: do you really want money? Or do you really want what money can buy?


Money has become virtual in many ways. It has become numbers on a screen and raw cash is slowly dying. It is becoming slowly more difficult to pay attention to money when the most transaction is done in the electronic/automatic forms.


You can see 3 cows. Can you see what $3000 dollars looks like in your bank?


Here is a real question for you: Look at this $450,000. What is it? some black figures on a screen or something you could buy a house with?



Pay Attention to Your Money


It may appear to be some black shapes on a screen or piece of paper but it has a value to you and other people.


When we have to get up in the morning to go to work or be somewhere important, we calculate what time we have to get up to allow time for breakfast etc. and set the alarm accordingly.


What people often fail to realize is that money is the same.


  • Pay attention to it.
  • Organise it.
  • Control it.


In this way, money will do what you want.


If you plan on having steak, potatoes, and carrots for dinner, you have to check if you have the ingredients and if not, plan when you will buy them.


  • Pay attention to it.
  • Organise it.
  • Control it.


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Is Making Money Worth the Time and Effort?


I will actually leave the final decision to you.


There are some strong feelings about money and the making of it and yet it is built into the fabric of our society and something we cannot easily do without.


I will leave you with a couple of thoughts:


Are your feelings about making money yours or did you get them from somebody else?


Have you ever seen money itself kill anyone?


Is earning an honest living really evil?


Or could it just be that society has missed the one major misunderstanding about money that confuses us all?


  • It is not the making of money that is evil.
  • Money is not the root of all evil.
  • It is about how we use it.
  • It is about what we do with it.


Would you be happy making a lot of money and then giving it away to charity or a good cause or helping impoverished orphans into a school and an education?


Then there is the harm. The tool of money can be used for many things and many of them are good, it all depends on you.



Ways to Make Real Money


There are many ways to make money. Some are legal and some are not so legal.


There are ways to spend money and our opinions may differ about which ones are good or bad.


Wealth is possibly not spread out amongst people in the world and to me, the ways we make money and what we do with it are really an expression of who we are as people.


The modern way to make money is on the internet because that is the choice that many people are making today.


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I understand that there are some cultural and religious views that do not fit in with what I have written. I respect that and I respect their views, as, I am sure, they will respect mine.



what is real money


  1. Kavinah

    I disagree with one of your quotes stating ‘Money is the root of all evil’. It is the l’ove of money’ that is the root of all evil. Money can be a force for good and a force for evil.
    I do like your explanation about how money evolved and how we can make money.
    Keep it up.

    1. HappyB (Post author)

      Thanks Kavinah.

      You are absolutely right. It is in fact a miss quote. The correct quote is as you have said: “The Love of money is the root of all evil.”

      Money can impart power and it is how people use that power that determines the outcome. 

      Good luck with your own project.

  2. Jordan

    Hey, awesome stuff, and I definitely agree!

    I’m a Christian, and something I see often is a misquote of the Bible – a lot of people believe the actual quote is money is the root of all evil. The quote is actually the love of money is the root of all evil – which refers to how greed, envying what other people have, and becoming obsessed with material gain is poisonous which is true.

    Money itself, abundant living, and growing wealth, is wise not evil. It’s all about being responsible about the strategies and skills that we have available to us, like some of the ideas you recommend on your site. If anything, giving huge amounts of our lives away to the slavery of working jobs instead of building assets and businesses is the real mistake.

    Thanks for sharing!

    1. HappyB (Post author)

      Hi Jordan.

      Thanks for the comment.

      You are absolutely right, about the misquote.

      I do believe the misuse of money to control people is also a contributing factor to the malaise we find ourselves in.

      For example, if someone is in need of money and they borrow it, then they pay a crippling interest rate.

      If they have plenty and want to borrow, for convenience, they pay a low interest rate.

      The needier person becomes more in debt and a dangerous spiral ensues of never ending debt.

      this is based on the risk factor not on human needs and compassion.

      One way to change this is to devote a percentage of loans to high risk businesses: microloans are an example.

      I am a Wealthy Affiliate member and have been bowled over by the help offered when I have been struggling, all free.

      It puts hope into almost hopeless situations.

  3. Snow

    Hi. I agree that money can bring out the worst in people. The things people can do to gain a bit of coin is amazing, it kind of reminds me of hysteria.
    Money can definitely bring out the good in people also, so it is not correct to assume that money is the evil, but that it just brings a persons true nature to the surface.

    Thanks for this article.

    1. HappyB (Post author)

      Thanks Snow.

      I was just thinking about what you said about money bringing out the true person.

      Does that mean that people with no money are not displaying their true person?

      I am not disagreeing with you, just wondering about the implications of what you are suggesting.

      I totally agree that a sudden change in fortune for the better can mean a change in behaviour. Can that also be because the way we are treated if we suddenly become rich also changes. The way friends and family treat us?

      So the change in fortune can have an impact on more than just the person concerned.

      You have come with aninteresting proposal there.

  4. Michael

    I don’t think money is evil and it sure can’t buy happiness, but what it can do is provide you with a comfortable life.

    I think the problem lies is when people get greedy and start wanting a lot of it for the wrong reasons.

    On the flip side, charities and other people could want a lot of money to help people in need.

    1. HappyB (Post author)

      Thanks Michael.

      It is true that there are companies and individuals doing fantastic things through charities.

      There are people who gather money round them like a safety blanket. The more they have, the happier they are.

      It must be a difficult feeling to overcome.

  5. Fran

    Your Content is great! I loved the stories and analogies and history of money, including the bartering. I still do a little of that myself.
    I don’t think of money as being the root of all evil as some have said, on the other hand I don’t necessarily crave riches.
    I’ve heard the saying, Money can’t buy happiness” and that may be true, but it can buy comforts that can relieve stresses which is condusive to a feeling of well being or happiness.
    I like the way your website is laid out.

    1. HappyB (Post author)

      Thanks Fran.
      Sometimes I wonder how we could go back to a barter system but it is really not a simple solution. People’s perception of value of goods can vary greatly.
      Money, I believe, is a tool and can be used for good or bad.
      There is nothing wrong with wanting to be comfortable, is there?
      For most people, a lack of money can really cause bigger problems and unhappiness.
      Is there a point where a person can have too much money?
      I think we are stuck with the current system for a while yet.
      Thank you for the friendly comments about the website.

  6. Derek Marshall

    Hi there,

    That was a very interesting history lesson in the early uses of money and I do often wish we would go back to those days, certainly be less poverty and hunger in my opinion.

    In a sense, from your article this new crypto currency craze is all about bartering..I will exchange 1 bit coin for $9000 (current price). The sell it to someone who is willing to pay more than I did for it (if I am lucky).

    1. HappyB (Post author)

      Thanks Derek

      That is an interesting question.

      The crypto-currencies are in many ways virtual.

      It is possible to buy and sell but many of the places that you can “exchange” crypto currencies charge high fees for doing so.

      the idea was that they would become an alternative currency to buy and sell things.

      At the moment their value is so unreliable that it is not really very viable to use them like that.

      There are also not many places that accept them yet because of their volatility.

      As they become more stable in value, I guess the governments will realise that they are a form of tax avoidance and then things will change.

      The above is my personal opinion, of course.


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